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How to justify purchasing a smartphone
Eight apps that can help students save money
Smartphone photo by leyla.a on Flickr.
From the Maclean’s University Rankings. For more university advice, get your copy today!
Let’s face it: university is expensive. Between tuition, textbooks and having a social life, the cost adds up quickly. Luckily, smartphones can cut costs with a range of apps designed to manage money and track expenses. Forget bank tellers. Since the first mobile banking application became available in Canada in early 2010, the number of Canadians using daily mobile banking has climbed to more than 2.5 million, according to a July report by the Toronto-based Solutions Research Group.
Not surprisingly, the number of apps has also exploded. Here, in no particular order, are the top eight for saving money via your smartphone.
1. Mobile banking apps
Cost: Free
Available for: iPhone, iPod Touch, Android, BlackBerry or any Internet-enabled device
Standing in line at the bank is as exciting as a library tour. Luckily, Canada’s “Big Five”—the Royal Bank of Canada, Toronto Dominion Bank, Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce—all offer a full suite of mobile apps for everyday banking transactions such as checking account balances, paying bills, and transferring money. Plus, you can use your bank’s ATM locator to avoid wallet-gouging fees from machines outside your bank’s network.
