Archive for Erin Millar and Ben Coli

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What student body do you belong to?

The Canadian Federation of Students seems to believe there’s a homogeneous student body, of the same political stripe, pushing for the same goals

There’s an interesting discussion going on in response to Robyn Urback’s deconstruction of a recent article in the student press that supported the Canadian Federation of Students. Urback looked at an article in the Ryerson Free Press that argued, among many other things, that “students should unite to tackle ‘more pressing issues’ that affect everyone.” I think this issue is worth dissecting itself.

As I mentioned in response to Urback’s post, this line of argument seems to come up in every defence of the CFS I’ve heard in recent years. And it is frightening in its condescension. “Oh quit your whining little students; we know better!”

Many of the issues that have gotten the CFS in trouble with its members – lawsuits, Orwellian tactics, being anti-democratic – seem to contradict the ideals to which the organization claims to subscribe. The only way the CFS could justify their actions to themselves is if they believed that the end is more important than the means. They must truly believe that the cause they are fighting for – lowering or even eliminating tuition as its cornerstone – is so noble that it justifies all the “little bad things” they have to do to achieve it.

This logic doesn’t work unless they believe there is a homogeneous set of objectives all students surely would benefit from and that all students would agree on the solutions to get us these objectives (if only students weren’t so ignorant, of course). But I don’t think this homogeneous student body exists. As a commenter noted, there are people of all political backgrounds involved in the opposition at UVic. That suggests that there are a wide spectrum of students with different ideas about what university is all about who are not feeling represented by the CFS. Surely it’s simplistic to maintain that all students are NDP-voters married to the public system.

I also think it’s relevant to mention that there is no agreement on the tuition issue. I think it’s fair to say that the CFS’ central campaign is to lower or eliminate tuition (which is what I’m assuming is one of the “more pressing issues” the RFP refers to). But not all students agree that lowering tuition is the answer to improving university access. There has been loads of research that suggests that PSE access is only improved by targeted aid funding, not lowering tuition.

So what I want to know is: where do you fit into this idea of a homogeneous student body? Do you feel that your beliefs contradict with the student stereotype? What ideals would be held by an organization that truly represented you?

Busted!

Students are caught unintentionally plagiarizing all the time. Learn how to stay safe

You’re writing a paper and you find yourself on the horns of a dilemma: if you make up facts that show the world as you think it ought to be, that’s fabrication and you’re guilty of academic misconduct. On the other hand, if you do your research and find the foremost expert on the subject and repeat whatever he says word-for-word, that’s plagiarism and it’s also academic misconduct.

Come on! It hardly seems fair!

Joking aside, plagiarism is easy to commit accidentally, it’s easy for professors to detect, and it can have serious repercussions. Ignorance is no defense against a charge of plagiarism; at this stage in your academic career, you are expected to know what plagiarism is and how to avoid it.

Plagiarism, in a nutshell, is when a student takes someone else’s idea or their way of expressing an idea and passes it off as their own. (This plagiarism stuff is making me nervous. I admit it: I paraphrased this definition from the University of Toronto’s Code of Behaviour on Academic Matters.)

Screen shot 2009-10-07 at 12.52.39 PMTo make things extra weird and complicated, you can also plagiarize yourself if you take things from papers you’ve previously submitted without citing them, because all academic works are supposed to be original.

Why would students plagiarize themselves, or anyone else, for that matter? Most plagiarism is committed accidentally, or out of ignorance.

“Usually it’s because they are not aware of correct citation practices so they don’t include quotation marks, they don’t cite their sources correctly,” says University of Western Ontario ombudsperson Adrienne Clarke.

Citation practices vary from subject to subject and from university to university. There are several styles of citation you may be expected to use, such as the MLA system and the APA system. It is your responsibility to learn the expectations of your professor and your department, and to follow them. Most universities have websites on plagiarism and citation, and if you’re still not certain, ask your professor.

Even if you are aware of expectations, it’s still easy to make mistakes if you’re not careful. Clark gives a scenario of how an honest student could land up plagiarizing a source:

“A student is working on a paper. They have notes in front of them, with citations and page numbers on sticky notes. They are organizing them, putting them down, moving them around. They are taking information from different places and jotting down page numbers and references. And then when it comes to putting the final paper together, there has been some careless note taking, or they have put their stickies in a different order, and written down wrong page numbers or gotten sources confused, so that their final citation list is not correct.”

Alex Gillis, a journalism professor at Ryerson University, has also seen mistakes made by students with chaotic notes. “Get organized so that later you don’t inadvertently plagiarize by thinking ‘That’s a great sentence I wrote’ when it’s actually from the Village Voice or something.”

Yes, improper citation, committed with the best of intentions but without much attention to detail, is plagiarism, and could be considered academic misconduct. When you’re taking notes, it’s important to keep your sources straight so you don’t attribute the wrong source, or worse, mistake a quotation you jotted down as an original idea of your own.

Next: What’s another way students accidentally plagiarize?

Lament for the lament for the iGeneration

Are today’s students so tapped into Twitter and Facebook that they’re unteachable?

Ryerson professor, journalist and author Gregory Levey has written a “Lament for the iGeneration” for Toronto Life.

I found the article alarming, not because I share Levey’s dismal view of the ability of young people to communicate, but because I can’t believe that this crotchety old man is actually a year younger than I am (it’s Ben here).

He’s 31, and already he’s camped out on his rocking chair on the front porch, shaking his cane at passing skateboarders and complaining about how the younger generation is shiftless and the whole country is going to hell.

Naturally, I’m overstating my case, but I do find it disturbing that a professor now believes that “the fissure that currently exists between schools and students is unbridgeable.”

Unbridgeable? Completely impossible to bridge? So it’s time to give up?

Levey is so dismayed by students’ inability to write without including emoticons and text message acronyms such as “LOL”, and without citing Wikipedia as a source for academic papers, that he believes he is witnessing “the end of education”.

According to Levey, time spent online has rewired the brains of young people, who are now so used to instantaneously accessing information that they are no longer capable of remembering things, or of evaluating sources of information.

I don’t know about Levey, but I don’t remember all students being geniuses when I was an undergrad, way back in the olde days of the 1990s.

Levey admits to being addicted to his BlackBerry and to being a heavy Twitter and Facebook user, so perhaps his neural pathways have been rewired and it’s becoming difficult for him to remember his undergraduate years, or maybe he had substantially brighter and more earnest classmates than I did. Or maybe my own heavy internet use has polluted my brain with false memories.

I don’t remember anyone using internet acronyms in papers, but I do remember a classmate beginning an anthropology essay about Eric the Red with the Dick-and-Jane style lines, “Eric was a Viking. Eric was good.” I remember a couple of students who used to go to the pub to split a jug of beer immediately before writing final exams, to help themselves relax. And I remember a lot of academic papers written on the basis of some very un-academic sources.

Every generation complains about the generation that follows. It’s usually a case of nostalgia and of idealized memories of how things were in the olde days, back when the grass was greener and my knees didn’t ache so damn much.

Normally the nostalgia doesn’t kick in at 31, though.

I don’t doubt that there are unique challenges in teaching this generation, particularly for older professors who are unused to the deluge of insipidities our modern technological environment brings us. The job of educators is to teach students as they are, not to wait for students to become the perfect pupils that they were back in the 90s. If students are bad writers or if they lack the skills for critical analysis, educators must bridge the gap and teach the skills, rather than declare the students unteachable.

Levey has only been a university professor for three years and has only ever taught the iGeneration. It’s not his fault that he doesn’t remember how much worse students’ spelling was before we had computers. I’m sure in another ten years he’ll be nostalgic for this iGeneration he’s lamenting, and he’ll write a brand new lament about students with computer implants in their brains, or about how common it is for students to bring pocket-sized atomic weapons to class.

Nostalgia ain’t what it used to be.

Major Dilemma

Are you a physics major who dreads going to math class? Maybe it’s time to reconsider your career plans

So, you’re halfway through a four-year undergraduate program and you decide, for one reason or another, that you’ve made a mistake: you’re getting the wrong degree.

Maybe you keep flunking classes and you’re starting to suspect that you’re terrible at math and you’re going to be a lousy physicist. Maybe you realize that you’re scared of blood and embarrassed by naked people, so a career in medicine isn’t for you. Or maybe you’ve just found another subject that suits you better.

Whatever your reason, you’ve just put all of that time, energy and money into passing the prerequisites for a program you don’t want to complete and you’re halfway to getting a degree you don’t want to get.

What should you do?

Changing your mind about your major isn’t always a bad thing, particularly if it happens early in your degree. University, after all, is an opportunity to explore and to discover what you’re interested in.

The classic example, says Janet Sheppard, a counselor at the University of Victoria, is undergraduates who change their minds about going into medicine. “Science professors will joke sometimes that everybody in their biology 100 class is a pre-med student,” she chuckles. “But by the end of the year, things are starting to change.”

In your first few years of university, you’re exposed to a much broader world of learning than what you experienced in high school. There are whole fields of learning you probably never knew existed. Other subjects turn out to be very different than the little taste of them you had in high school — so it’s natural that your plans might change.

Sheppard advises students to keep an open mind, take a wide variety of courses and get involved in campus life. Exposing yourself to the broadest experience possible — both in class and through clubs, volunteer work and other activities — will help you discover what you are interested in.

“Students need to pay attention to the courses they actually look forward to going to, the ones where they actually enjoy the reading,” Sheppard says. You should also talk to people who have the degree you’re thinking about getting, and research the kind of career you’re setting yourself up for.

If you’re still uncertain about what to major in, then “decide not to decide,” says Sheppard. “Give yourself another semester or two to explore.” Staying in school for an extra couple of semesters is not the end of the world; loads of students are doing it. “The reality is most students take more than four years to do a four-year degree.”

The further you get into your studies and the more time you’ve invested in a program, the more difficult it can be to switch. Some changes can be relatively painless, because of the large amount of overlap in prerequisites — for example, changing from psychology to sociology. Transitioning from engineering to sociology, however, could add semesters to your degree and thousands of dollars to your student loan.

Blogging on paper

Do you remember what it was like to be a student without computers?

This is the world’s first blog post ever written on paper. My computer is in the shop and Erin insists that it’s my turn to update our blog, but I can’t check my RSS feeds to find stories to write about, and you can’t hyperlink to paper newspapers.

“Don’t you remember what it was like before we had computers and we had to use our brains?” Erin asks.

“No,” I reply. “I did know what it was like, but I typed it out and saved it on my computer so I wouldn’t have to remember.”

“I bet there’s an article about it on Wikipedia,” Erin says.

And I bet someone out there remembers what university was like before lecture halls were full of laptops and lecture notes were available online. Maybe there’s even a paper book about it that I could read without using my computer. I’d Google Chapters’ site and try to find it, but my computer is in the shop.

(Was that education-related enough? Can I go play now?)

The residence honeymoon is officially over!

How the hell are you going to get anything done in this place?

So, your adorable sweetheart of a roomie has turned out to be a total slob who turns on the lights when she comes home from partying at 2:00 a.m. The shared bathrooms have degenerated into shambles. A guy who lives down the hall spent his scholarship on a booming stereo and has terrible taste in music. Some other guy spent the entire last week sleeping on the couch in the lounge because he spilled water from his fish tank all over his mattress. (True story!) What you don’t know yet is that he’s going to be too lazy to put his bed back together and will sleep on the lounge couch for most of the semester.

Well, maybe it’s not that bad (yet) but the welcome parties are winding down and the excitement about meeting so many new people is wearing off. It’s becoming clear that not only are you going to have to live in this crowded place for the next two semesters, you’re actually going to have to read, work and think clearly.

How the hell are you going to survive?

res sidebarSome of it will just be a matter of adjustment. “You become good at sleeping through anything as a matter of necessity,” says Jesse, a graduate of the University of Alberta who lived next door to the guy who spent his scholarship on a stereo. “You get to know people really quickly and you become comfortable with sharing a bathroom.”

But it will also be a matter of discipline and strategy, particularly when it comes to studying and getting your assignments done. Residence can be an incredibly social place, which is great, until you have to get some work done.

“I realized pretty quick that I could not study in my room, so I would leave,” says Lizzy, a University of British Columbia student who is a four-year veteran of living in res and has spent two years as a residence advisor. “You can try to shut everyone out, but there’s a push on the floor for everyone to be involved in the community. If you have a hard time saying no to people, the easiest thing to do is leave.”

“For the first little while, I tried to tough it out, but it got harder to ignore the noise,” says Danielle, a St. Francis Xavier graduate who moved out of res after only one semester. “I put on music, but even that’s kind of distracting in itself, so I would go and find other places on campus like the library or the student union building — anywhere where there was a quiet desk.”

What NOT to do in med school

Dead body videos on YouTube?

Newsflash for medical students: don’t post patient details on Facebook. And please, please refrain from video-taping your dead body pranks and posting to YouTube. Medical ethics, people!

Breaking up with Canada’s largest student lobby group

Thirteen students’ unions petition to leave the Canadian Federation of Students

Although this blog is supposed to focus on advice about going to university, please allow me a moment to dive into the dark waters of student politics. The McGill Daily has the story: 13 students unions across the country are going to run referendums in an effort to leave the Canadian Federation of Students (CFS), Canada’s largest student lobby group.

I’ve been following the story of the CFS for years, first as a student journalist and then in my work at Maclean’s. And the entire time dissatisfaction with the organization has been slowly growing. It seems to have come to a head in the past couple of years; two years ago, three student unions (Kwantlen, SFU, and Cape Breton) attempted to leave the union, albeit unsuccessfully. Now another 13 are petitioning their students to leave.

The McGill Daily sums up the reasons why these students’ unions want out as:

• A student politician from Trent believes CFS staffers are “incompetent lobbyists” and use their considerable resources to attempt to sway the political perspectives of students (Please note that I don’t necessarily agree with this statement.)

• Some student politicians felt that the organization is not transparent and accountable to members.

• Many of the unions are unhappy with the CFS’ track record of aggressive litigation, often against students.

I wrote a story a couple of years ago about how the CFS deals with student journalists. It described how mere hours before The Eyeopener–Ryerson’s student newspaper–was to go to press, the CFS hand-delivered a letter to the editor threatening legal action if she included certain statements about the CFS in the next issue of the newspaper. This wasn’t a reaction to the newspaper printing something inaccurate or defamatory; this was preemptive–the CFS hadn’t even read the article yet. The Eyeopener did not alter the story and the CFS did not end up pursuing any legal action, even though those “certain statements” were included. The incident seemed to me to be a clear attempt to intimidate student journalists.

Probably because I wrote that story, I was interviewed by the writer of the McGill Daily article. I told her that in my experience as a journalist, the CFS is the most aggressive organization I’ve ever reported on. I don’t mean most aggressive “student organization” but most aggressive organization–period. This includes stories I’ve done on criminals, coal companies, you name it.

Why should the regular student care about this backroom student politics nonsense? Here’s why: The CFS represents some 80 colleges and universities in Canada, which means that half a million students are members of the organization. And it’s funded by student levies that you cough up when paying your tuition. So that means that a student organization is taking student funds and using it to sue and threaten students. Does that sound like an appropriate use of these resources?

Do scholarships reduce your level of grant funding?

Looking into the finer points of the new Canada Student Grant Program

For those of you who didn’t read our post Ch-ch-ch-changes, we’ve got news: Canadian student loans and grants changed a lot this year, and if you depend on them to fund your education, you are most definitely affected. Check out the post to find out how. In response to that article, we received the following question:

My question is about the new grant system and OSAP in general. I was awarded a Millennium excellence award this year. Since Millennium is merit-based, how much should it affect OSAP and will it eliminate the grant I may receive? I’m a mature student and before school would have been receiving around the low to middle income level on my own.

There are a couple of different issues at play here. First is whether scholarships affect how much funding you’ll qualify for through student loans (OSAP) and the Canada Student Grant Program. The difference between how these are calculated may seem insignificant, but it makes a big difference. Student loans are determined according to your need, while grants are calculated according to your income.

What that means is that when figuring out how much loan funding you qualify for, the government will add up your expenses (living costs, tuition, etc) and subtract all of your resources (income, scholarships, savings, assets etc). The difference between those two numbers is what you qualify for. (That doesn’t guarantee you’ll receive the full amount you need so have a back-up plan!) So, in the case of student loans, your scholarship will decrease the amount you can get.

The Canada Student Grant Program, on the other hand, is interested only in your family income. I spoke to a couple of different people at the Canada Student Loan Service Centre and their answers were not entirely consistent (I guess they are still figuring out exactly how the program works too!) but the best answer I got was that they base the grant calculations on your family income as you reported it on your student loan application. The first $3,000 of your scholarship is not taxable, so you don’t have to include that in your income or on your tax return, but any amount over $3,000 is considered income. So, if your scholarship is over $3,000, it will affect your eligibility for grants, but much less so. After they figure out your income level, they decide whether you are low-income or middle-income and if you are, you will get the grant, simple as that. So to find out if you qualify, add up you and your spouse’s (if you have one) income and check out this chart.

The second part of your your question that is relevant here is that you are a mature student. When the Canada Student Grant Program was first announced, many post-secondary observers noted that making grants income-based would effectively make most mature students qualify. I went to Alex Usher at the Educational Policy Institute to find out if that is indeed the case now that the details of the program are implemented. He confirmed that.

By the way, Usher thinks that it is a problem that most mature students qualify for grants. Here is what he wrote to me in an email: “Yes, it’s problematic in the sense that it will drive up program costs substantially without necessarily improving access (most of those students will already have been in PSE for some time).”

Other questions? Email us at straightupguide@gmail.com.

Let’s get this party started

We examine how much students really drink, which province parties the hardest–and how to consume safely

It’s frosh week. You’re standing on the front lawn of a house when a headless mannequin flies through a second-story window in a shower of glass and lands at your feet. Loud dance music can be heard through the hole in the glass.

A staggering student passes as you walk up the front steps, across the beer keg-strewn front porch and through the front door, where you find yourself in a riotous party. Students mingle, empty beer cans are scattered everywhere and unidentified objects periodically fly across the room. A student crushes an empty beer can on his forehead. A motorcycle bursts through the front doors and flies up the stairs to the landing, where the rider opens a beer and hands it to the stunned freshman he just nearly ran over.

It’s a typical scene from frosh week at a Canadian university, no?  We all know that students are a bunch of irresponsible drunks, don’t we?

ThScreen shot 2009-09-16 at 4.37.23 PMe sophisticated 1970s film connoisseur should have identified the above as the opening scene in Animal House. In order to figure out how much the Animal House stereotype is merely perception, Maclean’s OnCampus looked to the latest available research to determine just how much students really drink and which province parties the hardest.

During frosh week festivities it may seem like everyone on campus is partaking in more than their share of booze, but the reality is that the drunken second-year student you saw passed out on the couch at that house party is in the minority. According to a survey commissioned by the Centre for Addiction and Mental Health, 32 per cent of students reported hazardous drinking (which means experiencing symptoms like blacking out or feeling guilty). On the other hand, fifty-eight percent of students never drink more than five drinks in a sitting, and 38 percent of them drink less often than once per week.

It is, of course, true that most students drink; over 85 per cent of students reported drinking during the previous 12 months. But the revelers around you at that house party most likely drink less than you think. A number of researchers have found that students have an inflated perception of how much their fellow students consume. At the University of British Columbia, for example, 67 per cent thought the typical student had had five or more drinks the last time they partied, while in reality only 24 per cent of students actually did. In fact, at UBC 64 per cent of students never drink five or more drinks in one sitting and one in ten students have never tried alcohol at all.

Worst idea ever? Or a good way to pay your tuition?

Edmonton bar gives students $20 just for showing up. MADD is mad.

Can’t afford to go drinking? Well, if you’re a student in Edmonton, you can’t afford not to. A bar there is reportedly luring students by offering them free cash–just for showing up.

The bar–called Union Hall–announced Student Night last Thursday. Students who show up before 10pm will be given $20 in cold hard cash.

The owner of the bar, Jesse James, called the move a “recession buster.” He told the Edmonton Journal it wasn’t a intended to circumvent minimum drink price legislation brought into Alberta recently.

However, the Canadian Press reported that James was billing the promotion as “battling back” against the new regulations and he complained about having to cancel previous promotions like 10 cent shooters. “They’ve really tied our hands promotionally, a little bit,” he told CP. “The only thing we can give people, legally … is money. So we’re doing it.”

The government says it is not illegal for bars to give out free cash.

Predictably, MADD is upset. The Edmonton Journal story quoted spokesperson Joan Macleod as saying it was “the stupidest idea I’ve heard in a long time.”

“Anyone who thinks this is a good idea has never lost someone to impaired driving,” she told the Journal. “To me, it just encourages everybody to do it.”(Bit of a logical leap there, Macleod.) Also predictably, the article went on to state the details of Macleod’s daughter’s death after being hit by an intoxicated driver 18 years ago.

CP had a more rational argument for why the bar’s promotion might be a bad idea for students: giving away free money encourages students to drink more than they had originally planned and the legislation was intended to curb excessive or binge drinking. Fair enough.

But the most obvious reason that Jesse James’ free money promotion is a dumb idea is that there is no obligation to spend the money in his bar, which is why other bars that have tried the free money stunt have quickly canceled it, according to Lynn Hutchings-Mah of the Alberta Liquor and Gaming Commission. “They quickly found out that people were coming to collect free money and then going home with it.”

So, Edmonton students: if you’re short of cash this year get over to Union Hall and collect your money while you still can.

Does procrastinating make you brilliant?

No, but knowing too much can make you stupid

At least one post-secondary pundit thinks that procrastinating is good for you. Carson Jerema of the Winnipeg Free Press, formerly of OnCampus, writes in his biweekly education column that procrastination can make you brilliant.

Jerema’s first point is that if you never procrastinate, you will never do anything other than schoolwork. Clearly, smart planning of when you study, socialize and do other things doesn’t consist of procrastinating. But what I really disagree with is that attempting to produce your best possible work is misguided because some writer heavyweights Jerema refers to didn’t produce their best work until they were old. With that, Jerema implies that guys like John Rawls could be lazy throughout their early lives, then one day they woke up and BING! the light turned on and brilliant work spewed forth from them with little preparation. In reality, it takes a life of working hard before you’ll have a chance at producing a great work. You may as well start now.

Alright, so I’ve made clear that I think Jerema is mostly full of bullshit—and likely was procrastinating while writing the piece—but his article hints at an important point for students: over-researching an assignment can lead to unfocused and poor writing. Trust me on this one; I know firsthand because I do it all the time when researching articles I’m writing. I often get so caught up in learning everything there is to know about the topic I’m writing about that when I sit down to write, I can’t figure out what the story is anymore. Plus, in the process of reading three books, interviewing 10 people, and sifting through dozens of articles all for one lousy 600-word article (ok, I’m exaggerating) I wasted time that could have spent on something else. Sigh.

Author and New Yorker writer Malcolm Gladwell delves into the concept of knowledge overload in his book Blink, which I recently read. His basic premise is that rapid cognition—the kind of thinking that happens in the blink of an eye—is extremely powerful and can be of great use, if harnessed properly. To introduce his topic, he tells a story about the Getty Museum in California acquiring a statue, believed to be a rare marble kouros dating from sixth century BC. The museum went through months of research and study to ascertain the statue was indeed what they thought it was. When they were satisfied, they bought it for just under $10-million.

Introducing [insert drumroll] our new blog Straight Up

When Ben and I graduated from high school, we both went on directly to post-secondary studies simply because were expected to and didn’t know what else to do. We had decent grades and the ambition to do something and university was just the next step—end of story. Ben earned a degree in business from the [...]

When Ben and I graduated from high school, we both went on directly to post-secondary studies simply because were expected to and didn’t know what else to do. We had decent grades and the ambition to do something and university was just the next step—end of story. Ben earned a degree in business from the University of Calgary; I, a degree in jazz studies from Capilano College University.

It was well into our educations, and in Ben’s case his career, before we realized that we didn’t want to be what we were trained to be. We had learned a ton in university that we were able to apply to different career paths than originally planned: I became editor of my school newspaper, was able to apply my music studies to writing, and am now a professional journalist; Ben’s business knowledge led him to a few years as a property tax consultant, his curiosity turned into a serious philosophy reading habit, and now he is also a writer.

While we’re both grateful for our university educations and where they have brought us, in retrospect we realize that there is a lot we wish we knew before enrolling in post-secondary as 18 year-olds. And that is why we are writing this blog, which is based on research we are compiling for an advice book for university students called The Straight Up Guide: to going to college and university in Canada.

If you’ve already read our first column (on how the changes to the Canada Student Grant Program and federal student loans will affect you) you’ll have an idea of what you can expect to find on our blog. We don’t claim to be experts on anything; we only have one bachelor’s degree each after all! Instead, we will go to the real experts, from professors to financial advisors to nutritionists, to get the straight up goods on everything students need to know. We intend to provide you with inside information unique to Canada, about our programs and our schools, that you can’t get anywhere else. Our articles will include information your university will not tell you, in a no-nonsense manner, while acknowledging that life rarely goes according to plan. We’ll also be commenting on what we’re reading regarding our country’s schools.

The point of including our stories in this introductory blog entry is this: the philosophy behind our research and writing is that we believe there are many different ways to accomplish your goals at university. We won’t preach one route to success at school, since we believe everyone has good and varying reasons for being there (even if that’s just having a good time) and, if you’re anything like we were, you don’t know where you’ll end up anyways. Instead, we’ll try to provide the information you need to move towards your goal if you have one and remain flexible, so you’re able to grab on to that next thing when it comes along.

The best way for us to accomplish delivering the information that you really want is if we hear directly from you. We want to know what you need to know so we can track down the people who can speak to your needs. So email us at straightupguide@gmail.com and we promise to get back to you.

Ch-ch-ch-changes

Government student loans are changing. Get schooled on how they affect you

You may get a surprise in the mail this year. Upon opening that fateful letter that tells you how much student loan funding you’ll receive, you might find yourself the recipient of a non-repayable grant from the Federal government that you never asked for. If free money seems to good to be true, fear not: it’s part of a new Canada Student Grant Program that is being implemented for the first time this semester and means that you will receive extra dough you won’t have to pay back later.

In the 2008 budget, the federal government announced big changes to federal student aid, including a new national grant program, the scrapping of the Millennium Scholarship Foundation (the previous source of national bursaries and scholarships) and new programs to help student loan borrowers having trouble repaying their loans after graduation. So how exactly do these changes affect you?Screen shot 2009-09-09 at 11.42.21 AM

Starting this year, when you apply for a national student loan, you are automatically applying for a grant as well. Full-time students who are deemed by the Canada Student Loan Program to be from low-income families will receive an extra $250 per month up to a maximum of $3000 per year. Those from middle-income families will receive $100 per month up to a maximum of $1,200 per year. To find out what your family’s income level is click here.

An important distinction between the previous bursary program and the new grant program is that grant funding is determined according to your family’s income, not your need (expenses minus resources). This means that no matter whether you have savings from your summer job or you borrowed money from your uncle, you will get the grant as long as your family’s income is low enough. It may seem like an inconsequential difference, but it affects who gets these grants.

In other words, while getting a part-time job or otherwise improving your financial circumstances decreases the amount of funding you qualify for in the form of student loans, it does not affect your grant funding. Take this example: Student A is from a low-income family and, after subtracting his meager savings from his total university costs, he needs $3,500. He will receive $2,000 in grants and $1,500 in student loans. Student B is also from a low-income family and, having sold her car and working her butt off during the summer, she only needs $1,400. She will receive a $2,000 grant and won’t have to take out student loans. If you qualify, you get the grant—simple as that.